Credit Systems Analyst - (Hildale)

Merrick Bank in Hildale, UT

  • Industry: Financial Services - Insurance - Actuary
  • Type: Full Time
  • Compensation: $68,280.00 - 117,310.00 / Year*
Thursday, March 5, 2020

Merrick Bank is a top-25 credit card issuer and merchant acquirer in the VISA/MasterCard networks, and a major recreational vehicle lender.
The Bank is a Utah Financial Institution and a member of the FDIC.

At Merrick
Bank, we specialize in credit programs that assist people looking to build or
rebuild their credit. We are FDIC insured and recognized as a top-20 issuer of
Visa cards. In total, we proudly serve over 2.4 million cardholders and have
extended over $5.3 billion in credit.

Our Mission is to make a positive
difference in the lives of our customers, our employees, and our community. We
work hard to create a work environment that empowers our associates to grow,
learn, and reach their potential.

The
Credit Systems Analyst supports the overall direction of financial activities
of Merrick Bank Corporation by performing, or assisting in the performance of,
the primary duties listed below.

PRIMARY DUTIES:

Provide
subject matter expertise and administrative oversight of the systems used to
support the Credit Operations Department. These include but are not limited to MAC,
e-OSCAR system, CDV Database, CAL/RCAL/PCAL and other external support
platforms.

Provide
support in obtaining credit bureau inquiry (audit) reports for the CDV Team.

Assist with
gathering data and statistical information for Credit Systems Manager, Credit Operations
Manager and Chief Credit Officer.

Completes
Block Notifications and monitor DR Notifications received from Consumer
Reporting Agencies (CRAs) through e-OSCAR.

Maintain a strong
knowledge of ECOA, GLBA, FCRA and FACT Act and associated regulations.

Proactive in
identifying areas of opportunity within department processes and offers ideas
and suggestions for improvement.

Provide
testing and suggestions for updates to the CDV Database, CAL, RCAL, PCAL and
other systems as needed.

Assist the
Unit Manager with planning, organizing and scheduling tasks, assignments, and projects
as directed.

Prepare and
create various management activity reports as directed.

Assist with revisions,
implementations, updates to procedures, and letters generated by credit systems.

Review Credit
Bureau ACDV/AUD Reject Report and make recommendations for process
improvements.

Follow up on
system issues and possible data reporting issues with the Risk Management Data
Reporting and CDV Oversight Group.

Stay up to
date on various Bank training requirements as well as certifying in the
CDIA-FCRA Data Furnisher Requirements, the CDIA-FCRA Data User Requirements,
and the CDIA- Metro 2 e-Learning course.

REQUIRED SKILLS, ABILITIES, KNOWLEDGE, AND EXPERIENCE:

Bachelor s
degree is preferred but is not required.
Prior credit card industry experience. A minimum of two years work
experience in consumer dispute and verification processes preferred.

Strong
analytical skills with emphasis in reviewing system performance and making
suggestions for system enhancements that ensure compliance with policies,
procedures and regulatory requirements.

Solid
understanding of consumer credit regulations, including GLBA, FCRA, FACT Act, TILA,
ECOA etc.

Effective
written and oral communication skills.

Demonstrated
ability to work independently.

Proven
effective planning, organizational, time management and problem-solving skills.

Proven ability
to work effectively under pressure.
Skill at handling a variety of assignments simultaneously. Flexibility and willingness to work at a
rapid pace in strict time frames.

Experience
with Microsoft Office suite of applications required. Experience with Visio or related flow-charting
preferred.

Compliant with
Laws & Regulations.

What s in it for you:

Competitive salary (Salary:
DOE)

Benefits package
  • Medical, Dental and Vision (plus much more)

    401(k) Plan with Company
Match

Short & Long Term
Disability

Group Life and AD&D
Insurance

Paid Vacation, Holidays,
and Personal Days

Employee Events,
including Employee Appreciation Day, Holiday Party, etc.

Tuition Reimbursement
Program

Candidates must have unrestricted authority to work in the
United States without sponsorship.

Merrick
Bank is an equal opportunity employer. We evaluate qualified applicants
without regard to race, color, religion, sex, national origin, disability,
veteran status, and other legally protected characteristic. The EEO is
the
Law poster is available here:

Please go to our
website www.merrickbank.com to apply and learn more about our company

We are an equal opportunity employer. Merrick Bank will do a thorough background check for all hires. This includes a review of your personal credit history, drug testing, background check, and employment/personal references. A good credit history is important.

Other details

  • Job Family
    Credit Operations
  • Pay Type
    Hourly


Associated topics: actuarial, actuarial analyst, actuarial director, analyst, assistant actuary, director actuary, life actuary, model, retirement actuary, statistics

* Estimated salary


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